Terms of Service

These terms form a contract between you and Atradian of 23 Templeogue Road, Terenure, Dublin, Ireland ("Atradian", "we") for use of the Atradian website, web app, emails, alerts and API outputs (the "Service"). By browsing the free preview, creating an account or subscribing, you agree to these terms and to our Privacy Policy. If you don't agree, please don't use the Service.

Atradian provides general market research and educational information only. Nothing on the Service is investment advice, a personal recommendation, or an offer or solicitation to buy or sell any security, cryptoasset, derivative or prediction-market contract.

We are not authorised by the Central Bank of Ireland or any other regulator to give investment advice or provide investment services under MiFID II. We do not know your circumstances, objectives or risk tolerance. We do not execute trades, hold client money or connect to your broker.

Atradian Scores, regime calls, Smart Money Flow, Opportunity Chains, research reports, AI briefs, weekly predictions, backtests and copy-wallet feeds are models and opinions. They can be wrong, incomplete or out of date. Past performance, backtested results and hypothetical "shadow" portfolios do not indicate future results. Trading involves substantial risk of loss. Do your own research and consider independent regulated advice before making any decision.

Depending on your plan, the Service includes:

• Intelligence: a daily AI brief, news feed and watchlist hits
• Atradian Score: 1–10 scores with sub-scores and a public track record
• Markets & Macro: crypto and equity regime model, relative rotation and FRED macro dashboard
• Smart Money Flow: insider purchases and unusual options activity
• Research: reports, catalyst ideas and research Q&A
• Opportunity Chains and the Blind Spot leaderboard
• Strategy Lab: hypothesis backtests and edge curves
• Predictions: the weekly AI-council call
• Portfolio X-ray: analysis of holdings you paste in
• Alerts by email, Telegram or webhook

Free preview. Without an account you can browse a limited preview of the app. Some pages show sample or illustrative data (clearly marked) to show what a plan includes. Sample data is not real market data.

We continuously improve the Service and may add, change or remove features. If we remove a core paid feature you rely on, you may cancel and ask for a pro-rata refund of the unused period.

• You must be at least 18 years old and able to form a binding contract.
• Give an accurate email address and keep your sign-in details secure. You are responsible for activity on your account.
• One person per account. Accounts may not be shared, pooled or resold.
• Tell us promptly at support@atradian.com if you suspect unauthorised use.

Current prices and the full feature matrix are on the pricing page. Prices include VAT where applicable. Monthly allowances reset on the 1st of each calendar month (UTC); unused allowance does not roll over. An allowance is used only when a result is delivered — failed or cancelled requests are not counted, and scheduled briefs never count. Sources, methodology, export and deletion of your data are available on every plan and are never limited.

Free trial. When you accept your first real portfolio snapshot you get 14 days of Pro at no cost, once per person. No card is taken and nothing is charged; at the end you move to Free automatically. Nothing you created is deleted: your snapshots, history, rules and theses stay, and the daily brief and real-time alerts pause until you subscribe.

Changing plan never deletes your data.On a lower plan, work beyond its limits is kept and remains exportable; only the extra features pause. We may change prices on at least 30 days' notice. A change applies from your next renewal, and you may cancel before then.

• Paid plans are billed monthly in advance through Stripe and renew automatically until cancelled.
• You can upgrade, downgrade or cancel at any time from the Billing page or the Stripe customer portal. A cancellation takes effect at the end of the current paid period, and you keep access until then.
• An upgrade takes effect immediately and is prorated. A downgrade takes effect at the next renewal.
• If a payment fails, you keep your plan for a 7-day grace period while Stripe retries. If payment still fails after that, your account moves to the Free plan. Your data is kept.
• EU/EEA and UK consumers: right of withdrawal. You normally have 14 days to withdraw from a distance contract. Because the Service is digital content supplied immediately, when you subscribe you ask us to start at once and acknowledge that you lose the right of withdrawal once supply begins. If we have not yet supplied the paid features, you may still withdraw within 14 days for a full refund.
• Apart from the above and any rights you have under consumer law, fees already paid are non-refundable.

You must not:

• scrape, crawl, bulk-download or systematically copy scores, research, signals or data
• resell, redistribute, republish or sub-license Service content, or use it to build a competing product or train machine-learning models
• get around plan limits, the preview gate or security controls, or share accounts to do so
• reverse-engineer the Service, except where the law allows
• interfere with the Service, probe it for vulnerabilities without our written permission, or overload it
• use the Service for market manipulation, or for any unlawful purpose

You may quote small extracts for personal, non-commercial discussion with credit to Atradian and a link back.

Signed-in members can post comments and start threads (text and emoji only, up to 1,000 characters), react with a like and tag other members by username. You are responsible for what you post, and it is visible to other members under your username.

• No harassment, hate, threats, doxxing, impersonation, spam, scams or promotion of pump-and-dump schemes.
• No personalised investment advice, and no posting of non-public (inside) information. Posts are opinions, not advice from Atradian.
• No images, files or links to illegal content.
• Don't use a username that impersonates Atradian, its staff or another person.

Use Report on any comment to flag abuse; reports go to moderation@atradian.com. The founder moderates the Community and may remove any comment, stating a reason that is shown on the removed comment, and may suspend accounts that break these rules. You grant Atradian a non-exclusive licence to host and display what you post for as long as it remains on the Service. You can delete your own comments at any time.

The Service relies on third-party sources, including SEC EDGAR filings, the Federal Reserve Bank of St. Louis (FRED), exchange and market-data vendors, news publishers, Polymarket, Hyperliquid and AI model providers. That data is provided "as is". It may be delayed, inaccurate or interrupted, and it is subject to its owners' terms. Links to third-party sites are for convenience only.

We and our licensors own the Service, including its software, design, scores, models, research text and compilations of data. We grant you a personal, non-exclusive, non-transferable, revocable licence to use the Service for your own research under these terms. You keep ownership of what you submit (for example your watchlist, holdings and questions). You grant us a licence to process it only to provide the Service.

We aim for high availability but do not guarantee the Service will be uninterrupted or error-free. Scheduled maintenance, data-provider outages and delays in model or data refreshes may occur. We may update these terms. Material changes will be notified by email or in-app at least 30 days in advance. Continuing to use the Service after they take effect means you accept them.

Nothing in these terms limits liability for death or personal injury caused by negligence, for fraud, or for anything that cannot be limited by law. It also doesn't affect your statutory rights as a consumer, including under the Consumer Rights Act 2022 (Ireland).

Subject to that, we are not liable for any trading or investment loss, loss of profit or opportunity, or indirect or consequential loss arising from use of, or reliance on, the Service. Our total liability in any 12-month period is limited to the greater of the fees you paid us in that period and €100.

You may close your account at any time by emailing us or cancelling your plan and asking for deletion. We may suspend or close accounts that materially breach these terms, especially the acceptable-use rules. Where reasonable, we will give notice first. If we close your account without cause, we will refund any prepaid, unused fees.

These terms are governed by the laws of Ireland. The courts of Ireland have jurisdiction. If you are a consumer living elsewhere in the EU, you also keep the protection of the mandatory laws of your country, and you may bring proceedings there. Please contact us first. Most issues can be resolved quickly by email.

Atradian, 23 Templeogue Road, Terenure, Dublin, Ireland. Email: support@atradian.com.